Do you believe in heaven and hell existing as some independent planes apart from this earth-plane of ours?

Why not? They are also planes of existence just like ours. They are as real as the earthly
plane. All the worlds (Lokas) and all the Tirthas (sacred rivers) are existent in the human being
himself, if he has belief in the scriptures. One can enjoy heaven or hell in this birth if he so
wishes. The greater the grossness, the more intense will be the torture and suffering till such
time as the individual is refined and fit for the descent of the Lord’s grace by repeated
calcinations or purificatory…